Why it exists
People who decide how a business moves money are buried in noise. Crypto media writes about prices and tokens, fintech media about funding rounds. Few explain in plain language what is changing in regulation and compliance practice, and what it means for a company that pays or gets paid in stablecoins.
XYrails does that every two weeks: one clear idea about the market and a radar of rule changes, each linked to the regulator's own text.
Who writes it
Tim Akhtyamov — product leader in payments and fintech.
Writes in a personal capacity. XYrails is an independent publication and is not affiliated with any company the author works for.
Telegram @timur77Principles
Primary sources only
Regulatory facts, dates and document numbers come from the regulator, the official journal or the legal text. If it cannot be verified there, it is left out.
One idea per issue
XYrails is not a news feed. Each issue argues one point you can agree or disagree with.
No advertising
No sponsors, no affiliate links, no product pitches. Companies appear only as subjects of news.
No price talk
No token prices, trading or predictions. The subject is how businesses move money.
Coverage
EU (with close attention to Spain), US, UK and Latin America: Mexico, Brazil, Colombia, Argentina, Chile.
Get in touch
Reply to any issue, or write on Telegram. Corrections are welcome and published.
t.me/timur77